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CMA PolicyBase

Policies that advocate for the medical profession and Canadians


120 records – page 1 of 12.

CMA's submission to Finance Canada's consultation on ensuring the ongoing strength of Canada's retirement income system

https://policybase.cma.ca/en/permalink/policy9807
Date
2010-05-07
Topics
Physician practice/ compensation/ forms
  1 document  
Policy Type
Response to consultation
Date
2010-05-07
Topics
Physician practice/ compensation/ forms
Text
The Canadian Medical Association (CMA) is pleased to participate in the Government of Canada's consultation on ensuring the ongoing strength of Canada's retirement income system. Ensuring sufficient income in retirement is a concern for CMA's more than 72,000 physician members and the patients they serve. With the aging of the Canadian population and the decline in the number of Canadians participating in employer-sponsored pension plans, now is the time to explore strengthening the third pillar of Canada's government-supported retirement income system: tax-assisted savings opportunities. Two areas in need of government attention are tax-assisted savings vehicles for high-earning and self-employed Canadians, and vehicles available to help Canadians save to meet future continuing care needs. Like the Canadian population at large, physicians represent an aging demographic - 38% of Canada's physicians are 55 or older - for whom retirement planning is an important concern. In addition, the vast majority of CMA members are self-employed physicians and, as such, they are unable to participate in workplace registered pension plans (RPPs). This makes physicians more reliant on Registered Retirement Savings Plans (RRSPs) relative to other retirement savings vehicles. As we saw during the recent economic downturn, the volatility of global financial markets can have an enormous impact on the value of RRSPs over the short- and medium-term. This variability is felt most acutely when RRSPs reach maturity during a time of declining market returns and RRSP holders are forced to 'sell low'. The possibility that higher-earning Canadians, such as physicians, may not be saving enough for retirement was raised by Jack Mintz, Research Director for the Research Working Group on Retirement Income Adequacy of Federal-Provincial-Territorial Ministers of Finance. In his Summary Report on Retirement Income Adequacy Research, Mr. Mintz reported that income replacement rates in retirement fall below 60% of after-tax income for about 35% of Canadians in the top income quintile. This is due to the effect of the maximum RPP/RRSP dollar limits, which is why the government should consider raising these limits. The CMA supports exploring ways to expand tax-assisted options available for retirement saving, particularly measures that would allow organizations to sponsor RPPs and Supplementary Employee Retirement Plans (SERPs) on behalf of the self-employed. Such changes could allow the growing ranks of self-employed Canadians to benefit from the security and peace of mind already available to Canadians with workplace pensions. CMA members favour a voluntary approach, both for employers/plan sponsors in deciding whether to sponsor such plans and for potential plan participants in choosing whether or not to participate. Just as the government should explore ways to modernize the rules governing registered pension plans to account for today's demographics and employment structures, so too should it explore ways to help Canadians save for their continuing care - including home care and long-term care - needs. When universal, first-dollar coverage of hospital and physician services-commonly known as 'medicare' - was implemented in Canada in the late-1950s and 1960s, health care within an institutional setting was the norm and life expectancy was almost a decade shorter than it is today. With Canadians living longer and continuing care falling outside the boundaries of Canada Health Act first-dollar coverage, there is a growing need to help Canadians save for their home care and long-term care needs. The attached backgrounder highlights the pressing need for greater support for home and long-term care in Canada, as well as some principles and options for governments to help Canadians pay for these services. It should be noted that the introduction of Tax-free Savings Accounts (TFSAs) in the 2008 federal budget created a new savings vehicle to support Canadians' continuing care needs. The CMA was pleased to see its introduction. Government action on these two related issues would benefit all Canadians. Expanding retirement-saving options for physicians would provide a strong incentive for physicians to stay in Canada. Similarly, by helping Canadians save for their own continuing care needs, governments could contribute to the health of elderly citizens and ease the demand on unpaid caregivers and government-funded continuing care. Ensuring that Canadians have the tools at their disposal to save for their continuing care needs and that Canada's physicians have the right tools to save for retirement are important issues for the CMA. Canada's physicians have long been active on these issues and government action on these files would benefit all Canadians. We are pleased to take part in Finance Canada's consultations and would welcome any further opportunities to participate. Sincerely, Anne Doig, MD, CCFP, FCFP President
Documents
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Taxation status of physicians

https://policybase.cma.ca/en/permalink/policy477
Last Reviewed
2014-03-01
Date
2000-08-16
Topics
Physician practice/ compensation/ forms
Resolution
GC00-205
That the Canadian Medical Association work with Divisions and the Canada Customs and Revenue Agency to clarify the taxation status of physicians working in various practice models.
Policy Type
Policy resolution
Last Reviewed
2014-03-01
Date
2000-08-16
Topics
Physician practice/ compensation/ forms
Resolution
GC00-205
That the Canadian Medical Association work with Divisions and the Canada Customs and Revenue Agency to clarify the taxation status of physicians working in various practice models.
Text
That the Canadian Medical Association work with Divisions and the Canada Customs and Revenue Agency to clarify the taxation status of physicians working in various practice models.
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Medical Council of Canada

https://policybase.cma.ca/en/permalink/policy510
Last Reviewed
2014-03-01
Date
1989-08-23
Topics
Health human resources
Physician practice/ compensation/ forms
Resolution
GC89-71
That the Canadian Medical Association reaffirm its endorsement of the Medical Council of Canada as a national examination corporation.
Policy Type
Policy resolution
Last Reviewed
2014-03-01
Date
1989-08-23
Topics
Health human resources
Physician practice/ compensation/ forms
Resolution
GC89-71
That the Canadian Medical Association reaffirm its endorsement of the Medical Council of Canada as a national examination corporation.
Text
That the Canadian Medical Association reaffirm its endorsement of the Medical Council of Canada as a national examination corporation.
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Salaried physicians

https://policybase.cma.ca/en/permalink/policy605
Last Reviewed
2014-03-01
Date
1989-08-21
Topics
Physician practice/ compensation/ forms
Resolution
GC89-06
That the Canadian Medical Association actively investigate ways and means of improving federal provisions as they relate to salaried physicians.
Policy Type
Policy resolution
Last Reviewed
2014-03-01
Date
1989-08-21
Topics
Physician practice/ compensation/ forms
Resolution
GC89-06
That the Canadian Medical Association actively investigate ways and means of improving federal provisions as they relate to salaried physicians.
Text
That the Canadian Medical Association actively investigate ways and means of improving federal provisions as they relate to salaried physicians.
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Putting Patients First: Patient-Centred Collaborative Care - A Discussion Paper

https://policybase.cma.ca/en/permalink/policy8863
Last Reviewed
2014-03-01
Date
2007-08-22
Topics
Physician practice/ compensation/ forms
Population health/ health equity/ public health
Resolution
GC07-34
The Canadian Medical Association endorses the strategic policy directions outlined in the CMA document Putting Patients First: Patient-Centred Collaborative Care - A Discussion Paper as necessary elements of any collaborative care team.
Policy Type
Policy resolution
Last Reviewed
2014-03-01
Date
2007-08-22
Topics
Physician practice/ compensation/ forms
Population health/ health equity/ public health
Resolution
GC07-34
The Canadian Medical Association endorses the strategic policy directions outlined in the CMA document Putting Patients First: Patient-Centred Collaborative Care - A Discussion Paper as necessary elements of any collaborative care team.
Text
The Canadian Medical Association endorses the strategic policy directions outlined in the CMA document Putting Patients First: Patient-Centred Collaborative Care - A Discussion Paper as necessary elements of any collaborative care team.
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Patient-focused funding for hospital services

https://policybase.cma.ca/en/permalink/policy8867
Last Reviewed
2014-03-01
Date
2007-08-22
Topics
Physician practice/ compensation/ forms
Health systems, system funding and performance
Resolution
GC07-55
The Canadian Medical Association will work with the provincial/territorial medical associations to co-host a workshop on the financial and patient care implications of patient-focused funding for hospital services and pay-for-performance for physician services.
Policy Type
Policy resolution
Last Reviewed
2014-03-01
Date
2007-08-22
Topics
Physician practice/ compensation/ forms
Health systems, system funding and performance
Resolution
GC07-55
The Canadian Medical Association will work with the provincial/territorial medical associations to co-host a workshop on the financial and patient care implications of patient-focused funding for hospital services and pay-for-performance for physician services.
Text
The Canadian Medical Association will work with the provincial/territorial medical associations to co-host a workshop on the financial and patient care implications of patient-focused funding for hospital services and pay-for-performance for physician services.
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Completion of government forms

https://policybase.cma.ca/en/permalink/policy8868
Last Reviewed
2014-03-01
Date
2007-08-22
Topics
Physician practice/ compensation/ forms
Health systems, system funding and performance
Resolution
GC07-56
The Canadian Medical Association will work with the federal government to: a. acquire physician input into the design and content of forms completed by physicians for the federal government and its agencies; b. review the responsibilities and extent to which the federal government and/or patients bear the costs of all physician assessments and services required for completion of government forms; and c. establish an appropriate fee structure for payment of all physician services required for completion of all federally mandated forms.
Policy Type
Policy resolution
Last Reviewed
2014-03-01
Date
2007-08-22
Topics
Physician practice/ compensation/ forms
Health systems, system funding and performance
Resolution
GC07-56
The Canadian Medical Association will work with the federal government to: a. acquire physician input into the design and content of forms completed by physicians for the federal government and its agencies; b. review the responsibilities and extent to which the federal government and/or patients bear the costs of all physician assessments and services required for completion of government forms; and c. establish an appropriate fee structure for payment of all physician services required for completion of all federally mandated forms.
Text
The Canadian Medical Association will work with the federal government to: a. acquire physician input into the design and content of forms completed by physicians for the federal government and its agencies; b. review the responsibilities and extent to which the federal government and/or patients bear the costs of all physician assessments and services required for completion of government forms; and c. establish an appropriate fee structure for payment of all physician services required for completion of all federally mandated forms.
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Service-based funding for hospital services

https://policybase.cma.ca/en/permalink/policy8871
Last Reviewed
2014-03-01
Date
2007-08-22
Topics
Health systems, system funding and performance
Physician practice/ compensation/ forms
Resolution
GC07-59
The Canadian Medical Association will work with the federal government to commission a strategic peer-reviewed research competition to assess the international experience with service-based funding for hospital services through the use of case-mix groups or diagnosis-related groups.
Policy Type
Policy resolution
Last Reviewed
2014-03-01
Date
2007-08-22
Topics
Health systems, system funding and performance
Physician practice/ compensation/ forms
Resolution
GC07-59
The Canadian Medical Association will work with the federal government to commission a strategic peer-reviewed research competition to assess the international experience with service-based funding for hospital services through the use of case-mix groups or diagnosis-related groups.
Text
The Canadian Medical Association will work with the federal government to commission a strategic peer-reviewed research competition to assess the international experience with service-based funding for hospital services through the use of case-mix groups or diagnosis-related groups.
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Standardized national prenatal form

https://policybase.cma.ca/en/permalink/policy8875
Last Reviewed
2014-03-01
Date
2007-08-22
Topics
Physician practice/ compensation/ forms
Resolution
GC07-64
The Canadian Medical Association will advocate for the development of a standardized national prenatal form available in electronic format.
Policy Type
Policy resolution
Last Reviewed
2014-03-01
Date
2007-08-22
Topics
Physician practice/ compensation/ forms
Resolution
GC07-64
The Canadian Medical Association will advocate for the development of a standardized national prenatal form available in electronic format.
Text
The Canadian Medical Association will advocate for the development of a standardized national prenatal form available in electronic format.
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Standardized national immunization record

https://policybase.cma.ca/en/permalink/policy8876
Last Reviewed
2014-03-01
Date
2007-08-22
Topics
Physician practice/ compensation/ forms
Resolution
GC07-65
The Canadian Medical Association will advocate for the development of a standardized national immunization record in electronic format.
Policy Type
Policy resolution
Last Reviewed
2014-03-01
Date
2007-08-22
Topics
Physician practice/ compensation/ forms
Resolution
GC07-65
The Canadian Medical Association will advocate for the development of a standardized national immunization record in electronic format.
Text
The Canadian Medical Association will advocate for the development of a standardized national immunization record in electronic format.
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120 records – page 1 of 12.